What is a primary characteristic of physical hazards?

Study for the Connecticut Adjuster Exam. Use interactive quizzes and detailed explanations for each question. Prepare effectively and increase your chances of success!

A primary characteristic of physical hazards is that they are tangible conditions. This means that physical hazards can be observed and measured in the physical environment. For instance, these hazards could include things like slippery floors, broken glass, or faulty wiring—anything that poses a risk due to its physical presence. The tangibility of these hazards makes them easier to identify and assess compared to other types of hazards that may be more abstract or subjective in nature.

In contrast to legal, moral, or intangible aspects, physical hazards are grounded in reality and can directly affect safety and risk management decisions. This understanding is crucial for adjusters and professionals in risk assessment, as addressing physical hazards often requires direct intervention or remediation to ensure safety.

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