Connecticut Adjuster Practice Exam

Question: 1 / 400

Which of the following are the main types of insurance adjusters in Connecticut?

Independent adjusters, public adjusters, and claims agents

Staff adjusters, independent adjusters, and public adjusters

The main types of insurance adjusters in Connecticut include staff adjusters, independent adjusters, and public adjusters. Staff adjusters work directly for an insurance company and are responsible for assessing claims made by policyholders on behalf of the insurer. Independent adjusters, on the other hand, are typically contracted to handle claims for multiple insurance companies; they independently evaluate claims and provide an unbiased assessment. Public adjusters represent the interests of the policyholder rather than the insurer, helping customers navigate claims and negotiate settlements.

This categorization is important as it defines the role and responsibilities each type of adjuster has in the claims process within the state. Understanding these distinctions is essential for anyone involved in the insurance industry, particularly in Connecticut, where regulations and practices may vary based on the type of adjuster.

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Staff adjusters, liability adjusters, and personal injury adjusters

Property adjusters, independent adjusters, and claim inspectors

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