What is a common limitation for public adjusters in their role?

Public adjusters play a critical role in the claims process, primarily representing policyholders or claimants during the insurance claims process. One of the key limitations placed on public adjusters is that they cannot represent the insurance company while working for the claimant. This restriction exists to maintain a clear boundary between the interests of the policyholder and the insurer.

Public adjusters are licensed to advocate for the rights of the insured, ensuring they receive a fair assessment and payout on their claims. Allowing them to act for both parties could create conflicts of interest and undermine the trust that policyholders place in their advocates. This limitation ensures that the services of public adjusters remain aligned exclusively with the best interests of the claimant, thereby fostering an environment where the policyholder can rely on their adjuster to negotiate effectively without divided loyalties.

The other options do not reflect typical restrictions faced by public adjusters, as they are specifically designed to focus on the rights and interests of the insured.