In what scenario can a public adjuster be employed?

A public adjuster is specifically employed to assist policyholders, typically called the insured, in navigating the claims process with their insurance company. They work on behalf of the insured to ensure that they receive a fair settlement, often utilizing their expertise to evaluate claims thoroughly and maximize the compensation based on the terms of the policy. This role is essential because the insured may not have the knowledge or resources to effectively negotiate with the insurer on their own.

The context in which a public adjuster operates is entirely focused on aiding the policyholder, aligning them with the objective of maximizing their claim as opposed to representing the insurance company or overseeing investigations for it.